Critical Mass

One definition from physics; it is the amount of material needed to maintain a chain reaction. When I read about and talk with people with good amounts of wealth, they have all achieved a “critical mass” of assets that most of which produce income. At this stage of my journey, I have amassed some assets, but not enough to produce enough income to 100% sustain our family. So, a thought for the moment is keeping a focus on achieving “critical mass”. There is a different number for different people and much of it depends on your lifestyle and what part of the Country you live in. I live in a very expense part of the country so my “critical mass” will be different than others. A good analogy for this concept would be a planet in the solar system. A very large planet has more gravitational pull and brings more objects into its orbit. So, create a mass of assets that attract more and more assets without you doing much work. So build up your mass through extra contributions to your investment accounts, stocks, mutual funds, rental properties, etc. so that a “chain reaction” occurs where the dividends and growth just feeds off itself to create the freedom and lifestyle you choose.